/* =========================================================
   Rok Financial — style.css
   roksfinancial.com
   ========================================================= */

/* 1. CUSTOM PROPERTIES */
:root {
  --red: #cc0000;
  --dark: #111111;
  --white: #ffffff;
  --gray-light: #f5f5f5;
  --gray-mid: #e0e0e0;
  --gray-text: #555555;
  --radius: 6px;
  --shadow: 0 2px 12px rgba(0,0,0,0.08);
  --shadow-hover: 0 6px 24px rgba(0,0,0,0.13);
  --transition: 0.2s ease;
  --max-w: 1200px;
  --font: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

/* 2. RESET */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: var(--font); color: var(--dark); background: var(--white); line-height: 1.65; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--red); text-decoration: none; }
a:hover { text-decoration: underline; }
ul { list-style: none; }
table { border-collapse: collapse; width: 100%; }

/* SKIP LINK */
.skip-link { position: absolute; left: -9999px; }
.skip-link:focus { left: 8px; top: 8px; z-index: 9999; background: var(--red); color: #fff; padding: 8px 16px; border-radius: var(--radius); }

/* 3. TYPOGRAPHY */
h1, h2, h3, h4, h5 { font-weight: 700; line-height: 1.25; color: var(--dark); }
h1 { font-size: clamp(1.75rem, 4vw, 2.6rem); }
h2 { font-size: clamp(1.35rem, 3vw, 1.9rem); }
h3 { font-size: clamp(1.1rem, 2.5vw, 1.35rem); }
h4 { font-size: 1.05rem; }
p { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

/* 4. LAYOUT */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 20px; }
.section { padding: 64px 0; }
.section-sm { padding: 40px 0; }
.section-alt { background: var(--gray-light); }
.section-dark { background: var(--dark); color: var(--white); }
.section-dark h2, .section-dark h3 { color: var(--white); }
.row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.row-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.row-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.row-2-1 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 24px; }

/* MAIN + SIDEBAR */
.page-body { display: grid; grid-template-columns: 1fr 320px; gap: 40px; align-items: start; padding: 48px 0; }
.main-content { min-width: 0; }
.sidebar { display: flex; flex-direction: column; gap: 20px; }

/* 5. NAVIGATION */
.site-header { position: sticky; top: 0; z-index: 2147483000; background: var(--white); border-bottom: 2px solid var(--gray-mid); isolation: isolate; }
.nav-inner { display: flex; align-items: center; height: 68px; gap: 4px; }
.nav-logo { display: flex; align-items: center; gap: 10px; font-size: 1.3rem; font-weight: 800; color: var(--dark); text-decoration: none; margin-right: 20px; flex-shrink: 0; }
.nav-logo-mark { width: 36px; height: 36px; background: var(--red); border-radius: 50%; display: flex; align-items: center; justify-content: center; }
.nav-logo-mark svg { width: 20px; height: 20px; fill: #fff; }
.nav-links { display: flex; align-items: center; gap: 2px; flex: 1; }
.nav-item { position: relative; }
.nav-link { display: flex; align-items: center; gap: 4px; padding: 8px 12px; font-size: 0.92rem; font-weight: 600; color: var(--dark); text-decoration: none; border-radius: var(--radius); white-space: nowrap; cursor: pointer; border: none; background: none; }
.nav-link:hover, .nav-link:focus { background: var(--gray-light); color: var(--red); text-decoration: none; }
.nav-link .arrow { font-size: 0.65rem; transition: transform var(--transition); }
.nav-item:hover .arrow, .nav-item:focus-within .arrow { transform: rotate(180deg); }
.nav-spacer { flex: 1; }
.nav-apply { background: var(--red); color: #fff; padding: 10px 22px; border-radius: var(--radius); font-size: 0.92rem; font-weight: 700; transition: background var(--transition); white-space: nowrap; flex-shrink: 0; }
.nav-apply:hover { background: #aa0000; color: #fff; text-decoration: none; }
.nav-burger { display: none; background: none; border: none; cursor: pointer; padding: 6px; }
.nav-burger span { display: block; width: 24px; height: 2px; background: var(--dark); margin: 5px 0; transition: all var(--transition); border-radius: 2px; }

/* DROPDOWN */
.dropdown { display: none; position: absolute; top: 100%; left: 0; background: var(--white); border: 1px solid var(--gray-mid); border-radius: var(--radius); box-shadow: var(--shadow-hover); min-width: 220px; z-index: 100; padding: 8px 0; }
.nav-item:hover .dropdown, .nav-item:focus-within .dropdown { display: block; }
.dropdown a { display: block; padding: 9px 18px; font-size: 0.9rem; font-weight: 500; color: var(--dark); }
.dropdown a:hover { background: var(--gray-light); color: var(--red); text-decoration: none; }

/* MOBILE NAV */
@media (max-width: 900px) {
  .nav-links { display: none; flex-direction: column; align-items: flex-start; position: absolute; top: 68px; left: 0; right: 0; background: var(--white); border-top: 1px solid var(--gray-mid); padding: 12px 0; box-shadow: var(--shadow); z-index: 999; gap: 0; }
  .nav-links.open { display: flex; }
  .nav-item { width: 100%; }
  .nav-link { width: 100%; border-radius: 0; padding: 12px 20px; }
  .dropdown { position: static; box-shadow: none; border: none; border-radius: 0; border-left: 3px solid var(--red); margin-left: 16px; padding: 4px 0; display: none; }
  .nav-item.open .dropdown { display: block; }
  .nav-burger { display: block; }
  .nav-spacer { display: none; }
  .nav-apply { margin: 8px 20px; }
  .page-body { grid-template-columns: 1fr; }
  .sidebar { order: -1; }
}

/* 6. HERO */
.hero { position: relative; background: var(--dark); color: #fff; overflow: hidden; min-height: 420px; display: flex; align-items: center; }
.hero-bg { position: absolute; inset: 0; object-fit: cover; width: 100%; height: 100%; opacity: 0.35; }
.hero-content { position: relative; z-index: 1; max-width: 640px; }
.hero h1 { color: #fff; margin-bottom: 16px; text-wrap: balance; }
.hero-lead { font-size: 1.1rem; opacity: 0.9; margin-bottom: 28px; }
.hero-badges { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 20px; }
.hero-badge { background: rgba(255,255,255,0.15); border: 1px solid rgba(255,255,255,0.25); border-radius: 30px; padding: 5px 14px; font-size: 0.83rem; font-weight: 600; }

/* HERO LOAN PAGE */
.hero-loan { min-height: 340px; }

/* 7. BUTTONS */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 13px 28px; font-size: 1rem; font-weight: 700; border-radius: var(--radius); transition: all var(--transition); cursor: pointer; border: 2px solid transparent; text-decoration: none; }
.btn:hover { text-decoration: none; }
.btn-primary { background: var(--red); color: #fff; }
.btn-primary:hover { background: #aa0000; color: #fff; }
.btn-secondary { background: transparent; color: var(--red); border-color: var(--red); }
.btn-secondary:hover { background: var(--red); color: #fff; }
.btn-white { background: #fff; color: var(--red); }
.btn-white:hover { background: var(--gray-light); color: var(--red); }
.btn-lg { padding: 16px 36px; font-size: 1.1rem; }
.btn-sm { padding: 8px 18px; font-size: 0.88rem; }

/* 8. CARDS */
.card { background: var(--white); border: 1px solid var(--gray-mid); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); transition: box-shadow var(--transition), transform var(--transition); }
.card:hover { box-shadow: var(--shadow-hover); transform: translateY(-2px); }
.card-img { width: 100%; aspect-ratio: 3/2; object-fit: cover; }
.card-body { padding: 20px; }
.card-label { font-size: 0.77rem; font-weight: 700; color: var(--red); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 8px; }
.card-title { font-size: 1.1rem; font-weight: 700; color: var(--dark); margin-bottom: 8px; line-height: 1.3; }
.card-title a { color: var(--dark); }
.card-title a:hover { color: var(--red); text-decoration: none; }
.card-text { font-size: 0.92rem; color: var(--gray-text); }
.card-link { display: block; }
.card-link:hover { text-decoration: none; }

/* LOAN CARDS */
.loan-card { border-top: 4px solid var(--red); }
.loan-card .card-amount { font-size: 1.6rem; font-weight: 800; color: var(--red); margin: 8px 0 4px; }
.loan-card .card-range { font-size: 0.85rem; color: var(--gray-text); }
.loan-card .card-features { margin-top: 14px; display: flex; flex-direction: column; gap: 6px; font-size: 0.88rem; }
.loan-card .card-features li::before { content: "✓ "; color: var(--red); font-weight: 700; }

/* BLOG CARDS */
.blog-card { display: flex; flex-direction: column; }
.blog-card .card-img { aspect-ratio: 16/9; }
.blog-card .card-meta { font-size: 0.8rem; color: #888; margin-bottom: 6px; }

/* 9. SIDEBAR */
.sidebar-box { background: var(--white); border: 1px solid var(--gray-mid); border-radius: var(--radius); padding: 20px; box-shadow: var(--shadow); }
.sidebar-box h3 { font-size: 1rem; color: var(--dark); margin-bottom: 12px; padding-bottom: 10px; border-bottom: 2px solid var(--red); }
.sidebar-box ul { display: flex; flex-direction: column; gap: 8px; }
.sidebar-box ul li a { font-size: 0.9rem; color: var(--dark); }
.sidebar-box ul li a:hover { color: var(--red); }
.sidebar-box .sidebar-cta { background: var(--red); color: #fff; text-align: center; border-radius: var(--radius); padding: 20px; }
.sidebar-box .sidebar-cta h3 { color: #fff; border-color: rgba(255,255,255,0.3); }
.sidebar-box .sidebar-cta p { font-size: 0.88rem; opacity: 0.9; margin-bottom: 14px; }
.sidebar-quick-facts dt { font-size: 0.82rem; font-weight: 700; color: #888; text-transform: uppercase; margin-top: 10px; }
.sidebar-quick-facts dd { font-size: 0.95rem; font-weight: 600; }
.sidebar-stars { font-size: 1.3rem; color: #f59e0b; letter-spacing: 2px; }

/* 10. TOC */
.toc { background: var(--gray-light); border: 1px solid var(--gray-mid); border-radius: var(--radius); padding: 20px 24px; margin: 24px 0; }
.toc h2 { font-size: 1rem; margin-bottom: 10px; }
.toc ol { padding-left: 20px; display: flex; flex-direction: column; gap: 6px; }
.toc li a { font-size: 0.9rem; color: var(--dark); }
.toc li a:hover { color: var(--red); }

/* 11. BREADCRUMB */
.breadcrumb { padding: 12px 0; font-size: 0.85rem; color: #888; }
.breadcrumb ol { display: flex; flex-wrap: wrap; gap: 6px; list-style: none; padding: 0; }
.breadcrumb li + li::before { content: "/"; margin-right: 6px; color: #ccc; }
.breadcrumb a { color: #888; }
.breadcrumb a:hover { color: var(--red); }
.breadcrumb li:last-child { color: var(--dark); font-weight: 600; }

/* 12. SECTION HEADERS */
.section-header { text-align: center; margin-bottom: 40px; }
.section-header h2 { margin-bottom: 12px; }
.section-header p { color: var(--gray-text); max-width: 580px; margin: 0 auto; }
.section-eyebrow { font-size: 0.8rem; font-weight: 700; color: var(--red); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 8px; display: block; }

/* 13. REVIEWS */
.stars { color: #f59e0b; font-size: 1.15rem; }
.review-card { background: var(--white); border: 1px solid var(--gray-mid); border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow); }
.review-card .stars { margin-bottom: 10px; }
.review-card blockquote { font-size: 0.92rem; color: var(--gray-text); font-style: italic; margin-bottom: 10px; }
.review-card .reviewer { font-weight: 700; font-size: 0.88rem; }
.review-card .reviewer span { color: #999; font-weight: 400; }

/* 14. STEPS */
.step-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.step-item { text-align: center; padding: 28px 20px; background: var(--white); border-radius: var(--radius); border: 1px solid var(--gray-mid); box-shadow: var(--shadow); }
.step-num { width: 52px; height: 52px; background: var(--red); color: #fff; border-radius: 50%; font-size: 1.4rem; font-weight: 800; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; }
.step-item h3 { font-size: 1.05rem; margin-bottom: 8px; }
.step-item p { font-size: 0.9rem; color: var(--gray-text); }

/* 15. TABLE */
.data-table { border: 1px solid var(--gray-mid); border-radius: var(--radius); overflow: hidden; }
.data-table th { background: var(--dark); color: #fff; padding: 12px 16px; font-size: 0.85rem; text-align: left; font-weight: 700; white-space: nowrap; }
.data-table td { padding: 12px 16px; font-size: 0.9rem; border-bottom: 1px solid var(--gray-mid); }
.data-table tr:last-child td { border-bottom: none; }
.data-table tr:nth-child(even) td { background: var(--gray-light); }

/* 16. FAQ ACCORDION */
.faq-item { border: 1px solid var(--gray-mid); border-radius: var(--radius); margin-bottom: 8px; overflow: hidden; }
.faq-q { display: flex; justify-content: space-between; align-items: center; padding: 16px 20px; cursor: pointer; background: var(--white); font-weight: 600; font-size: 0.97rem; border: none; width: 100%; text-align: left; }
.faq-q:hover { background: var(--gray-light); }
.faq-q .faq-icon { font-size: 1.2rem; color: var(--red); flex-shrink: 0; transition: transform var(--transition); }
.faq-item.open .faq-q .faq-icon { transform: rotate(45deg); }
.faq-a { display: none; padding: 0 20px 18px; font-size: 0.92rem; color: var(--gray-text); line-height: 1.7; border-top: 1px solid var(--gray-mid); }
.faq-a p { margin-top: 12px; }
.faq-item.open .faq-a { display: block; }

/* 17. CALCULATOR */
.calc-box { background: var(--white); border: 1px solid var(--gray-mid); border-radius: var(--radius); padding: 32px; box-shadow: var(--shadow); }
.calc-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 20px; }
.calc-field label { display: block; font-size: 0.88rem; font-weight: 600; margin-bottom: 6px; }
.calc-field select, .calc-field input[type=range] { width: 100%; padding: 10px 12px; border: 1px solid var(--gray-mid); border-radius: var(--radius); font-size: 0.95rem; background: var(--white); }
.calc-field select:focus { outline: 2px solid var(--red); }
.calc-result { background: var(--red); color: #fff; border-radius: var(--radius); padding: 24px; text-align: center; margin-top: 20px; }
.calc-result .amount { font-size: 2.2rem; font-weight: 800; display: block; }
.calc-result .label { font-size: 0.85rem; opacity: 0.85; }
.calc-disclaimer { font-size: 0.78rem; color: #888; margin-top: 12px; text-align: center; }

/* 18. CTA ZONE */
.cta-zone { background: var(--dark); color: #fff; padding: 64px 0; text-align: center; }
.cta-zone h2 { color: #fff; font-size: clamp(1.4rem, 3.5vw, 2rem); margin-bottom: 14px; }
.cta-zone p { color: rgba(255,255,255,0.75); max-width: 560px; margin: 0 auto 28px; }
.cta-zone .cta-badges { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-top: 20px; }
.cta-zone .cta-badge { background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.2); border-radius: 20px; padding: 4px 14px; font-size: 0.82rem; }

/* 19. DISCLOSURE BAR */
.disclosure-bar { background: #f0f0f0; border-top: 1px solid var(--gray-mid); padding: 10px 0; font-size: 0.77rem; color: #777; text-align: center; }

/* 20. FOOTER */
.site-footer { background: #0a0a0a; color: rgba(255,255,255,0.75); padding: 56px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
.footer-brand .brand-name { font-size: 1.3rem; font-weight: 800; color: #fff; margin-bottom: 12px; display: block; }
.footer-brand p { font-size: 0.85rem; line-height: 1.7; }
.footer-col h4 { color: #fff; font-size: 0.92rem; margin-bottom: 14px; text-transform: uppercase; letter-spacing: 0.07em; }
.footer-col ul { display: flex; flex-direction: column; gap: 8px; }
.footer-col ul li a { font-size: 0.85rem; color: rgba(255,255,255,0.6); }
.footer-col ul li a:hover { color: #fff; text-decoration: none; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 28px; }
.footer-bottom-row { display: flex; justify-content: space-between; align-items: flex-start; gap: 20px; flex-wrap: wrap; }
.footer-bottom p { font-size: 0.8rem; color: rgba(255,255,255,0.45); line-height: 1.6; max-width: 680px; }
.footer-bottom-links { display: flex; gap: 16px; flex-wrap: wrap; flex-shrink: 0; }
.footer-bottom-links a { font-size: 0.82rem; color: rgba(255,255,255,0.5); }
.footer-bottom-links a:hover { color: #fff; }
.footer-nap { font-size: 0.82rem; color: rgba(255,255,255,0.5); margin-top: 8px; line-height: 1.7; }

/* 21. SCROLL TO TOP */
#scrollTop { position: fixed; bottom: 28px; right: 28px; background: var(--red); color: #fff; border: none; width: 46px; height: 46px; border-radius: 50%; font-size: 1.3rem; cursor: pointer; display: none; align-items: center; justify-content: center; box-shadow: 0 4px 14px rgba(0,0,0,0.2); transition: all var(--transition); z-index: 1000; }
#scrollTop.visible { display: flex; }
#scrollTop:hover { background: #aa0000; transform: translateY(-2px); }

/* 22. AUTHOR */
.author-box { display: flex; gap: 16px; align-items: flex-start; background: var(--gray-light); border-radius: var(--radius); padding: 20px; margin: 28px 0; border-left: 4px solid var(--red); }
.author-info .author-name { font-weight: 700; font-size: 0.97rem; margin-bottom: 4px; }
.author-info .author-title { font-size: 0.82rem; color: #888; margin-bottom: 8px; }
.author-info p { font-size: 0.88rem; color: var(--gray-text); }

/* SOCIAL SHARE */
.share-row { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; margin: 24px 0; }
.share-row span { font-size: 0.88rem; font-weight: 600; color: #888; }
.share-btn { padding: 7px 16px; border-radius: 30px; font-size: 0.82rem; font-weight: 700; text-decoration: none; }
.share-fb { background: #1877f2; color: #fff; }
.share-tw { background: #000; color: #fff; }
.share-li { background: #0a66c2; color: #fff; }
.share-btn:hover { opacity: 0.85; text-decoration: none; color: #fff; }

/* RELATED POSTS */
.related-posts { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 32px; }

/* GLOSSARY */
.glossary-item { border-bottom: 1px solid var(--gray-mid); padding: 20px 0; }
.glossary-term { font-size: 1.1rem; font-weight: 700; color: var(--red); margin-bottom: 6px; }
.glossary-def { font-size: 0.92rem; color: var(--gray-text); }

/* FEATURE LIST */
.feature-list { display: flex; flex-direction: column; gap: 10px; margin: 16px 0; }
.feature-list li { display: flex; gap: 10px; font-size: 0.95rem; }
.feature-list .icon { color: var(--red); font-size: 1rem; margin-top: 2px; flex-shrink: 0; }

/* ELIGIBILITY CHECKLIST */
.check-list { display: flex; flex-direction: column; gap: 10px; margin: 16px 0; }
.check-list li { display: flex; gap: 10px; align-items: flex-start; font-size: 0.95rem; }
.check-list .ck { background: var(--red); color: #fff; border-radius: 50%; width: 22px; height: 22px; display: flex; align-items: center; justify-content: center; font-size: 0.75rem; flex-shrink: 0; }

/* RATE TABLE */
.rate-tag { display: inline-block; background: var(--red); color: #fff; border-radius: 3px; padding: 2px 8px; font-size: 0.78rem; font-weight: 700; }

/* REPRESENTATIVE EXAMPLE */
.rep-example { background: var(--gray-light); border: 1px solid var(--gray-mid); border-left: 4px solid var(--red); border-radius: var(--radius); padding: 18px 20px; margin: 20px 0; font-size: 0.88rem; color: var(--gray-text); line-height: 1.7; }
.rep-example strong { color: var(--dark); }

/* COMPARE LENDERS TABLE */
.lender-logo-mock { width: 48px; height: 48px; border-radius: var(--radius); display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: 0.75rem; color: #fff; }

/* SITEMAP */
.sitemap-section h3 { font-size: 1rem; color: var(--red); margin-bottom: 12px; }
.sitemap-section ul { display: flex; flex-direction: column; gap: 6px; margin-bottom: 28px; }
.sitemap-section ul li a { font-size: 0.9rem; color: var(--dark); }
.sitemap-section ul li a:hover { color: var(--red); }

/* MINI STATS */
.stats-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.stat-item { text-align: center; padding: 24px; background: var(--white); border-radius: var(--radius); border: 1px solid var(--gray-mid); box-shadow: var(--shadow); }
.stat-num { font-size: 2rem; font-weight: 800; color: var(--red); display: block; }
.stat-label { font-size: 0.85rem; color: var(--gray-text); margin-top: 4px; }

/* 23. UTILITY */
.text-red { color: var(--red); }
.text-center { text-align: center; }
.mt-8 { margin-top: 8px; } .mt-16 { margin-top: 16px; } .mt-24 { margin-top: 24px; } .mt-32 { margin-top: 32px; } .mt-48 { margin-top: 48px; }
.mb-8 { margin-bottom: 8px; } .mb-16 { margin-bottom: 16px; } .mb-24 { margin-bottom: 24px; }
.font-bold { font-weight: 700; }
.inline-link { color: var(--red); font-weight: 600; text-decoration: underline; }
.tag { display: inline-block; background: var(--gray-light); border: 1px solid var(--gray-mid); border-radius: 30px; padding: 3px 12px; font-size: 0.8rem; color: var(--gray-text); font-weight: 600; }
.tag-red { background: #fde8e8; border-color: #f9b4b4; color: var(--red); }

/* 24. FORM EMBED */
.form-wrap { position: relative; z-index: 1; isolation: isolate; }

/* 25. RESPONSIVE ADJUSTMENTS */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .row-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .row-2, .row-3, .row-2-1 { grid-template-columns: 1fr; }
  .step-grid { grid-template-columns: 1fr; }
  .calc-row { grid-template-columns: 1fr; }
  .stats-row { grid-template-columns: 1fr; }
  .related-posts { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom-row { flex-direction: column; }
  .section { padding: 40px 0; }
  .hero { min-height: 340px; padding: 40px 0; }
}
@media (max-width: 480px) {
  .container { padding: 0 14px; }
  h1 { font-size: 1.5rem; }
  .btn-lg { padding: 13px 24px; font-size: 0.97rem; }
  .row-4 { grid-template-columns: 1fr; }
}

/* PRINT */
@media print {
  .site-header, .cta-zone, #scrollTop { display: none; }
  body { font-size: 11pt; }
}


/* ── SYMMETRY & ORPHAN PREVENTION ── */
h1, h2, h3, .card-title, .section-header p { text-wrap: balance; }
p { text-wrap: pretty; }
.hero-lead { text-wrap: pretty; }